How You Ever Lost Your Mobile Phone
Mar 4, 2010 internet technology
None of us expect it to happen to us, but then it inevitably does. In my case this has happened twice. I am, of course, talking about losing my mobile phone.
The first time I lost my mobile was clearly due to too many drinks on a boys night out. Thinking back I was using my mobile phone on my way home and must have left it on the back seat of the taxi. When I realized what had happened, the following day, I called the cab firm but unfortunately they didn’t have my valuable telephone.It suddenly became very clear how much of my life was actually stored on that little device.
I vowed that I would be far more careful in future and get myself some mobile phone insurance to cover the cost of replacement. The expense was actually the last thing on my mind as I’d lost a whole load of important telephone numbers and contact details that weren’t stored anywhere else.
Everybody does it. When we run into an old friend or make a new contact we immediately enter their contact details into our mobile phones and often don’t even think about transfering those details to an address book.
I then went and lost my replacement phone on another night out, but this time I wasn’t drunk. I am convinced that a pickpocket was operating in the club and they had expertly removed the phone from my pocket. It’smore likely that I dropped it on the floor when getting some cash from my pocket at the bar. I told the nightclub staff but, not surprisingly, my phone never re-appeared.
Stupidly, I hadn’t taken out the mobile phone insurance policy that I’d intended to. But, subsequent to my previous experience I had kept a record of all the new phone numbers and contact details that were on the device so the loss wasn’t quite as disastrous as it had been the previous time.
I suppose there is a moral to this sorry tale? Maybe a small one. But I strongly suggest that you backup all of your telephone contact details and maybe get yourself some insurance to cover the cost of a replacement.
7 Simple Steps to Protect Your Mobile Phone
Feb 1, 2010 Tech News
Around 88% of people these days don’t even step outside without having their mobile phones with them. Clearly reliance on these devices means that losing one can be a real nightmare.
But mobile phones have become increasingly compact and lightweight and people often misplace them or they fall out of pockets without our knowledge. In 2008 around 200,000 mobile phones went into washing machines, around 600,000 were dropped down the loo and 55,000 were left in the back of taxis.
We must also consider the very real possibility that a phone may be stolen. More than 2 million mobile phones are stolen in the United Kingdom every year. This means that 1 mobile phone is stolen around every 12 seconds and this worrying trend is on the increase.
Initially, when a phone is lost, there is the cost of buying a new one. There may be significant call charges amassed during the time between when a phone is stolen and when it eventually gets disabled. There are also the problems that can be caused by losing contact details and other data from the phone.
It has been found that fewer than 1 in 5 people who rely on their mobile phones go to the trouble of routinely backing up their phone data. Although most phones come with software that makes it easy to backup data from the phone to a computer few people take advantage of this.
So what steps can we take to help keep hold of our mobile phones?
- The first thing is to make it difficult for a thief to actually steal your mobile phone. Never ever leave your phone unattended in your car and always store it securely.
- Make certain to record the IMEI (International Mobile Equipment Identity) number from your mobile phone. This is a unique number applied to each and every mobile phone that can be used to disable the mobile phone in the event that it is lost or stolen.
- You can set your mobile phone to only operate after a configured PIN has been entered. While it can be a nuisance to have to enter a PIN each time you want to use your phone this simple step will stop a thief from running up significant call charges on your account.
- Another recommendation is to switch your phone to vibrate mode when in busy public places in order not to attract attention when your phone rings.
- You might like to engrave your name and your car registration details onto your mobile phone and its battery. Alternatively you might like to use a system for attaching unique serial number stickers to your phone (as provided by trackitback.com) to your phone which will help identify your phone if it is lost or stolen.
- Get into the habit of backing up your SIM card data as often as possible. If you are adding new contacts and appointments every day then you should be backing up your mobile phone data every day.
- Finally, make certain that you have some mobile phone insurance that provides the protection that you need. Not all mobile phone insurance policies are the same so make certain that the one you choose provides the protection that you need.
Hopefully, by following these simple steps you will avoid becoming one of the lost or stolen mobile phone statistics.
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You may also like to protect your income with income protection and don’t overlook the need to protect other devices with some useful gadget insurance.
Tags: cellphones, mobile phone insurance, mobile phones, protection
Mobile Phone Insurance – What is Essential?
Jan 31, 2010 Tech News
When you buy mobile phone insurance you need to make sure that certain vital elements are included and covered. So what are the 3 absolute must-have essentials…
Mobile phone loss:
1.According to research over 6 million phones are lost annually…
Why more? Because many insurance policies do not cover loss, so often people with those policies commit insurance fraud by claiming the phone was stolen in order to get a new phone from their insurance company. This is why phone crim figures are as high as they are – because more crime is reported artifically and less phone theft.
Mobile phone accidental damage is not covered by a number of insurance policies. There are some providers who do include it in their plans, but many don’t. So dont avoid this.
If you drop your phone accidentally, and the screen is shattered, it is not covered by the manufacturers waranty. The warranty is only fo rthings that just stop working ie jus tgo wrong – not if something has been ‘done’ to the phone.
So you need to make sure that with your mobile phone insurance you are covered for accidental damage especially if you are one of the 1000′s of people who do not carry their phone around in a leather case to protect it. One tumble from your pocket or bag, down to the ground can be enough to shatter the LCD display screen.
Strong cases of leatherr give sound protection. The leather cases have gone slightly out of fashion, in favour of slimmer rubberized cases. Ask at you local phone shop.
Your mobile phone will probably take some knocks whether you have a case or not. It happens, its life. But you don’t need to have to pay for it when it happens. Accidental damage is something that you absolutely must and should have in your mobile phone insurance.
-> Water Damage
A sub-set of the ‘accidental damage element, this is actually a far bigger killer of phones that you might expect or than is reported normally.
Ove 1.2 MILLION phones are killed by water every year – whether down the toilet, in a beer, in a puddle, in a lake… A rain drop, the sea…
And the kicker is that many mobile phone insurance policies specifically do not cover water damage. So make sure that water damage is included in your mobile phone insurance.
Mobile Phone Crime
1.3 MILLION mobile phones are stolen every year according to extensive research by Continental Research. According to Halifax research this figure is over 2 MILLION.
£390,000,000 – that is thhe annual cost of phone theft
* One mobile phone stolen every 12 seconds
* Over 2 million mobile phones are stolen every year
So you need cover against:
- Loss
- Accidental damage – including water damage
- Theft
So make sure you get your self covered with all these vital elements within your mobile phone insurance
Tags: mobile insurance, mobile phone insurance, phone insurance